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Draft:BPC (company)

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BPC
Company typePrivate
IndustryFinancial services, Fintech, Payments, Banking technology
Founded1996
HeadquartersSwitzerland, Baar
Area served
Global
ProductsSmartVista (Digital Banking, Card Management, Payments, Merchant Management, E-wallets, Fraud Management, Mobility)
Websitehttps://www.bpcbt.com/en/

BPC is a global payment solutions company providing banking, payments, commerce, mobility solutions to financial institutions, fintechs, SMEs, governments, and businesses. The company's flagship product suite, SmartVista, offers financial services for banks, neobanks, payment processors, fintechs, transportation and government, covering issuing, acquiring, digital payments, e-commerce, fraud management, integrations.

Operations

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BPC operates in over 140 countries, serving more than 500 financial institutions[1], banks, payment processors, and governments. The company provides solutions and services, catering to traditional and challenger banks, fintechs, and public sector institutions.

Products and Services

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BPC flagship SmartVista suite started as a card processing platform focused on open standards and technologies. The company expanded the product line in the 2000s adding the support for comprehensive debit and credit functionalities, installments, loyalty programs, and channel banking.

Between 2009 and 2017, BPC introduced an omnichannel banking platform, integrating digital wallets, fraud prevention, dispute management, and cash management solutions.

From 2017 to 2022, BPC shifted towards ecosystem-based solutions, starting offering services in cloud and expanded the list of solutions to agent banking, reconciliation engines, smart city initiatives, BNPL, and instant payments.

Since 2022, BPC has focused on cloud-native and AI-driven financial services, incorporating SoftPOS, tokenization, crypto solutions, e-government platforms, and ISO 20022-compliant payment infrastructures.

BPC's flagship SmartVista suite delivers integrated banking and payment solutions, including:

  • Traditional banking solutions and services - Acquiring, Issuing, Switching, POS Driving, Ecommerce Payment Gateways, Real Time Payments, Open Banking
  • Digital Banking and Payments - Mobile and internet banking, e-wallets, agent banking, SME banking, digital lending, softpos, BNPL
  • Fraud & Risk Management – AI Fraud Management, Customer Profiling, Risk Management, ACS
  • Mobility & Smart Cities – Transport ticketing, fleet and fuel payments, and smart city solutions.
  • Ecosystem Solutions – E-government services, e-Busines Ecosystems, API sandboxing

See also

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Projects

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Date Description Project
2024 Omnichannel Fraud Management [2] Pakistan MCB Bank
2024 Digitalisation of Transportation payments [3] UAE Ajman Public Transport
2023 SmartVista E-commerce [4] Pakistan Bank of Khyber
2023 Expansion of Acquiring Network & Fraud Prevention[5] Diners Club Peru
2023 EVC Security Code for SmartVista E-commerce[6] Ellipse World Inc
2023 Digital Payment Services Launch[7] Taly
2023 Credit Card & Enterprise Fraud Management[8] Askari Bank
2022 Payments Modernization[9] Tonga Development Bank
2022 Financial Inclusion & Digital Adoption[10] Robinsons Bank
2022 SME Acquiring Business Launch[11] Allied Bank Pakistan
2022 Payment Processing Support in Chile[12] Klap
2022 Bringing Payment Solutions to Pakistan[13] UnionPay
2022 European-Wide Remittance Service[14] OneFor
2022 Digital Payments introduction[15] Up Sí Vale
2022 Digital Banking Services[16] Powwi
2022 Expansion into the Americas & Caribbean[17] BPC
2022 Digital Transformation of Card System[18] Kien Long Bank
2022 Contactless Payments for Global Transit [19] Visa
2022 Digital Banking Services[20] Oriental Bank Cambodia
2022 Digital Banking Services[21] SCB
2022 Digital Banking Services[22] Samba Bank Pakistan
2021 eWallet Launch[23] Diners Club Ecuador
2021 Payment Services[24] Diners Club Peru
2021 Payment Processing[25] Vista Bank
2020 Digital Transformation in Pakistan[26] Meezan Bank
2020 End-to-End Payment Security[27] Utimaco
2016 Ethiopia’s National Payment System[28] EthSwitch SC
2015 National Interbank Processing Center Launch[29] Palestine Monetary Authority
2014 Global Partnership[30] HP
2012 Card Management project[31] ArmBusinessBank

Recognition

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BPC has received multiple industry awards for its contributions to digital banking, payment processing, and financial technology innovation. Notable recognitions include:

Financial Inclusion & Digital Banking
Award Awarding Organisation
Best Digital Banking Provider in South Africa, the Philippines,

Cambodia, and Vietnam[32]

International Business Magazine

and Global Banking & Finance

Most Customer-Centric Banking Platform [33] The Global Economics Awards
Best Acceleration of Digital Transformation Asia[34] International Business Magazine

Awards

Payment Technology & Fraud Prevention
Award Awarding Organisation
Best Consumer Payments Programme for Tippay[35] PAY360
Best Loyalty/Benefit Initiative for Tippay[36] PayTech Awards
Best Payment Orchestration Platform in Africa and Southern Africa[37] Global Banking & Finance
Best Payment Technology Provider in Europe[38] Global Banking & Finance
Best Fraud Prevention Solution Provider for Banks & Fintechs[39] Brands Review Magazine
Excellence in Innovation – E-Voucher Technology Solution Provider[40] Global Banking & Finance
Banking and Smart City Solutions
Award Awarding Organisation
Best User Experience Solution Provider for O-CITY and Moja Ride[41] Banking Tech Awards
Best Contactless Payment in Smart Cities Kenya & Ivory Coast

for O-CITY[42]

Global Banking & Finance
Best Transformation in Mass Public Transportation in CIS Africa[43] International Business

Magazine Awards

Best MaaS (Mobility-as-a-Service) Solution Provider in Uzbekistan[44] Juniper Research
Implementation & Project Excellence
Award Awarding Organisation
Best Retail Payments System Implementation: Most Impactful Project IBSIntelligence
Best Payment Hub/Wholesale Payments Implementation[45] BSi Global FinTech

Innovation Awards

Best Bank & PayTech Partnership for BPC [46] PayTech Awards
Implementation Excellence Award at Digital Banking Awards[47] IBS Intelligence
Excellence in Innovation – National Switch Platform East Africa[48] Global Banking & Finance

References

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  1. ^ "Number of Customers and Countries". BPC Website. https://www.bpcbt.com/about-us. {{cite web}}: Check date values in: |date= (help); External link in |date= (help)
  2. ^ Release, Press (2024-12-03). "MCB Bank partners with BPC to strengthen digital security". Brecorder. Retrieved 2025-03-10.
  3. ^ "Ajman Transport Authority teams up with BPC to digitise public transport payments - Arabian Business: Latest News on the Middle East, Real Estate, Finance, and More". www.arabianbusiness.com. 2024-07-18. Retrieved 2025-03-10.
  4. ^ Towner, Lauren (2023-12-11). "Bank of Khyber selects BPC to enhance e-commerce security with advanced debit card technology". FF News | Fintech Finance. Retrieved 2025-03-10.
  5. ^ Hinton, Lauren (2023-07-18). "Diners Club Peru Partners with BPC to Expand its Acquiring Network and Enhance Fraud Detection Technology". FF News | Fintech Finance. Retrieved 2025-03-10.
  6. ^ "QKS Group".
  7. ^ Dowdall, Mark (2023-05-05). "Taly launches digital payment solution in Egypt with BPC's SmartVista - Seamless Xtra". seamlessxtra.com. Retrieved 2025-03-10.
  8. ^ "Askari Bank announces a technical partnership with BPC". IBS Intelligence. Retrieved 2025-03-10.
  9. ^ "Tonga Development Bank selects BPC's SmartVista to overhaul its payments platform". Finextra Research. 2022-12-06. Retrieved 2025-03-10.
  10. ^ "Robinsons Bank taps BPC for digital adoption across Philippines". Finextra Research. 2022-09-16. Retrieved 2025-03-10.
  11. ^ "Allied Bank selects BPC to launch Merchant Acquiring business". thepaypers.com. Retrieved 2025-03-10.
  12. ^ "Chile's Klap chooses BPC for payment processing support". Open Banking Expo. 2022-06-23. Retrieved 2025-03-10.
  13. ^ "BPC, UnionPay partner to extend market reach in Pakistan". thepaypers.com. Retrieved 2025-03-10.
  14. ^ CCO, Luc Gueriane, Moorwand (2021-10-05). "OneFor partners with Moorwand to launch new remittance service - Moorwand". Retrieved 2025-03-10.{{cite web}}: CS1 maint: multiple names: authors list (link)
  15. ^ "Latam: Up Si Vale To Use BPC As Strategic Partner For Payments | Crowdfund Insider". www.crowdfundinsider.com. 2022-05-05. Retrieved 2025-03-10.
  16. ^ "Powwi integrates BPC's digital banking services in Colombia". thepaypers.com. Retrieved 2025-03-10.
  17. ^ Alicia (2022-05-12). "BPC expands into the Americas and Caribbean to support card and payments processing services | The Payments Association". thepaymentsassociation.org. Retrieved 2025-03-10.
  18. ^ "KienLongBank partners with BPC to digitally transform its card system". IBS Intelligence. Retrieved 2025-03-10.
  19. ^ "O-City Gets Accepted Into Visa Ready For Transit System". BW Businessworld. Retrieved 2025-03-10.
  20. ^ Alicia (2022-03-11). "New Cambodian Bank Oriental Bank Plc Selects Global Paytech Provider BPC To Power Digital Banking Experience | The Payments Association". thepaymentsassociation.org. Retrieved 2025-03-10.
  21. ^ November 2021, 29th (2021-11-29). "Saigon Commercial Bank to revamp cards offering with BPC - FinTech Futures: Fintech news". www.fintechfutures.com. Retrieved 2025-03-10.{{cite web}}: CS1 maint: numeric names: authors list (link)
  22. ^ "Samba Bank Pakistan goes live with BPC". IBS Intelligence. Retrieved 2025-03-10.
  23. ^ "Diners Club Extends Partnership With Payments Fintech BPC Across Latin America | Crowdfund Insider". www.crowdfundinsider.com. 2021-09-06. Retrieved 2025-03-10.
  24. ^ Alicia (2021-07-12). "Diners Club Peru selects BPC's SmartVista commerce suite | The Payments Association". thepaymentsassociation.org. Retrieved 2025-03-10.
  25. ^ "Vista Bank Group, Selects Paytech Provider Radar Payments by BPC". FF News | Fintech Finance. 2021-05-10. Retrieved 2025-03-12.
  26. ^ Harrison, Polly Jean (2020-10-27). "Meezan Bank and BPC Banking Technologies Partner to Accelerate Pakistan's Digital Transformation". The Fintech Times. Retrieved 2025-03-12.
  27. ^ "BPC to become part of Utimaco's partner program: Secure end-to-end payment accelerates digitalization - Utimaco". utimaco.com. 2020-10-07. Retrieved 2025-03-12.
  28. ^ "BPC Banking deploys national Ethiopian switch based on SmartVista – Intelligent CIO Africa". Retrieved 2025-03-12.
  29. ^ "Palestine Monetary Authority goes live on SmartVista". middleeast-business.com. 2015-07-29. Retrieved 2025-03-12.
  30. ^ Technologies, BPC Banking. "BPC Banking Technologies Signs Global Payments Alliance with HP". www.prnewswire.com (Press release). Retrieved 2025-03-12.
  31. ^ "BPC Banking Technologies signs ArmBusinessBank". Finextra Research. 2012-03-26. Retrieved 2025-03-12.
  32. ^ "Awardlist-2022". INTLBM. Retrieved 2025-03-12.
  33. ^ "Engineering & Technology - The Global Economics". 2020-03-29. Retrieved 2025-03-12.
  34. ^ "Award Winners 2023". INTLBM. Retrieved 2025-03-12.
  35. ^ "Product | Tippay". www.bpcbt.com. Retrieved 2025-03-12.
  36. ^ "The Hall of Fame | PayTech Awards". informaconnect.com. Retrieved 2025-03-12.
  37. ^ "Global Banking | Finance". Global Banking | Finance. Retrieved 2025-03-12.
  38. ^ "Global Banking | Finance". Global Banking | Finance. Retrieved 2025-03-12.
  39. ^ "Theasianbanker". www.theasianbanker.com. Retrieved 2025-03-12.
  40. ^ "Global Banking | Finance". Global Banking | Finance. Retrieved 2025-03-12.
  41. ^ "MEA Finance - June 2022 by meafinance - Issuu". issuu.com. 2022-06-07. Retrieved 2025-03-12.
  42. ^ "MEA Finance - June 2022 by meafinance - Issuu". issuu.com. 2022-06-07. Retrieved 2025-03-12.
  43. ^ "Award Winners 2023". INTLBM. Retrieved 2025-03-12.
  44. ^ "You are being redirected..." www.juniperresearch.com. Retrieved 2025-03-12.
  45. ^ "IBS Intelligence announces its Global Fintech Innovation Awards 2023 results". IBS Intelligence. Retrieved 2025-03-12.
  46. ^ "The Hall of Fame | PayTech Awards". informaconnect.com. Retrieved 2025-03-12.
  47. ^ "IBS intelligence announces the Winners of its Digital Banking Awards 2024". IBS Intelligence. Retrieved 2025-03-12.
  48. ^ "Global Banking | Finance". Global Banking | Finance. Retrieved 2025-03-12.
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