Health Insurance Premium Payment Program
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The Health Insurance Premium Payment Program (HIPP) is a Medicaid program that allows a recipient to receive free private health insurance paid for entirely by their state's Medicaid program. A Medicaid recipient must be deemed 'cost effective' by the HIPP program of their state. Ultimately, the program was made optional, and its use is minimal.[1] The Omnibus Budget Reconciliation Act of 1990 (OBRA-90) authorized states to implement an HIPP program. HIPP is for families who have at least one person who gets Medicaid and can get private insurance through a family member's work.
As of 2008, relatively few states had premium assistance programs, and enrollment was relatively low. Interest in this approach remained high, however.[2] In some states the HIPP program has been institutionalized by non profit organizations to assist Medicaid recipients with the difficult task of getting into the HIPP program.
The States who take part in the premium assistance programs are the following:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Each state has its own rules, and regulations on how the services could be used.
See also
[edit]References
[edit]- ^ "Issue Brief No. 47". www.hschange.org.
- ^ Joan Alker, "CHOOSING PREMIUM ASSISTANCE: WHAT DOES STATE EXPERIENCE TELL US?," The Kaiser Family Foundation, May 2008